Understanding Regulatory and Court Orders (Equifax)

Table of contents

• 1. FTC stipulated order (2019)
• 2. CFPB action
• 3. MDL and consumer redress (orientation)

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Purpose

Orient security and compliance teams to public enforcement and MDL materials arising from the 2017 Equifax breach—FTC and CFPB orders, plus the civil MDL track—without duplicating full order text.

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1. FTC stipulated order (2019)

Official document

Stipulated order — In the Matter of Equifax Inc., FTC (filed July 22, 2019).

• PDF: FTC Equifax order (signed)

The order (read the PDF) imposes a comprehensive information security program, assessments, and consumer redress obligations, among other terms.

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2. CFPB action

Official materials

Consumer Financial Protection Bureau — enforcement action page for Equifax, Inc.

• CFPB: Equifax, Inc. action

Review the Bureau’s posted order and complaint for parallel consumer protection findings and remedies.

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3. MDL and consumer redress (orientation)

Consumer MDL proceedings and settlement administration address class claims, notice, and redress mechanics. Use the MDL docket and settlement administrator materials as primary references for litigation-specific obligations.

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